All summer long Matt and I have been trying to plan out what will happen next. He will not return to Georgia Southern to try a third time. There are many questions but the two most pressing ones were:
1. How are we going to afford a mortgage payment, insurance, monthly bills, and significant loan payments?
2. How are we going to get out of debt as quickly as possible?
After a few months of trying to crunch numbers and determine if we could actually live with the new, large expense of loan repayment, we sat down in mid-July and realized that we couldn't. Matt's job is a good job and he makes a good living-- but it comes at the expense of our family time. Matt works Tues-Sat, is on call most nights, and answers phone calls and emails from patients constantly. He drives 100-150 miles a day visiting patients and even if he is home by 3pm, he is charting and filling out paperwork almost all evening. Even if he has a hospital job, he would have to work a lot to make ends meet. He'd have to work so much that he'd see us just a day a week.
So we had to make the hard call that we couldn't live on his salary with all of our bills. We have decided to sell the house and move. We will be moving mid-to-late September to Indiana to live with my grandparents. We will put our house on the market before we move and put our things in storage. Hopefully our house sells quickly, but if not, my grandparents have offered their house as long as necessary.
It is a very difficult thing to ask your grandparents if you can live with them because you don't have enough money to live on your own. There were so many tears as we pondered and prayed, and even during the phone call where I asked. There have been tears since.
I don't know what Heavenly Father has in store for us, but our hearts are struggling still.
